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Property Casualty Insurers Struggling Over Recent Hurricane Losses

Life insurance coverage may soar way up or be completely unobtainable for people whose health or driving records show alcohol abuse. Here's how it works.

What’s the drink limit when it comes to buying life insurance? Heavy alcohol use impacts your life expectancy, so insurers want to know distinguish between the person who has a glass of wine with dinner and the person who drinks the whole bottle.

The health insurance purchasing process involves many people, from the customer and the agent to the underwriter and insurance company. The average individual can become baffled by the process and learning about the process gives you much more purchasing power.

What is the major difference between group and individual health insurance?
The major difference between group and individual health insurance involves evidence of insurability.

It is possible that the car insurance rate you are paying is a direct result of your gender. Your gender may play a role in the rate that you are quoted for car insurance.

Women drivers tend to pay lower premiums than men. This is because statistically speaking, women drivers tend to be more reliable drivers, drive vehicles which are safer and tend to file fewer insurance claims.